The Get Funding Path blog
Credit and 0% business funding, in plain English.
What banks read in your file, in what order, and how to get it ready. Written by Gavin and Alfredo, who have coached 700+ clients since 2021.
How Long Do Hard Inquiries Stay on Your Credit Report (and When They Stop Counting)?
Hard inquiries stay on your credit report for 2 years, but FICO scores only count the last 12 months. Here's the real cost of an inquiry, when it stops mattering and how many is too many before you apply for funding.
Does Applying for a Business Credit Card Hurt Your Personal Credit?
Applying for a business credit card usually means a hard inquiry on your personal credit. Here's what that costs, which issuers report business card activity to your personal file, and what happens if you're denied.
What Credit Score Do You Need for a Business Credit Card?
Banks don't publish a minimum, but most business credit cards look for a personal score around 670 or higher, and cards built for excellent credit start around 700 to 750. Here's what the score means, what else banks read and why we use 700 as the line.
Get Funding Path is a coaching and education company. We are not a lender and do not make loans or credit decisions. Results vary. This article is general education, not financial or legal advice.